Owens Cross Roads FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Owens Cross Roads, Alabama.

Total: 6
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
20 Photos
MALLARD POINT DR SE Owens Cross Roads AL 35763 Foreclosures 3 3 $163,900.00 Details
2
12 Photos
HONEA LN Owens Cross Roads AL 35763 Foreclosures 3 2 $279,000.00 Details
3
15 Photos
PINEVIEW DR Owens Cross Roads AL 35763 Foreclosures 3 2 $27,900.00 Details
4
33 Photos
MOSSY BANK TRL SE Owens Cross Roads AL 35763 Auctions 3 3 - Details
5
11 Photos
MCEACHERN LN SE Owens Cross Roads AL 35763 Foreclosures 4 2 $219,000.00 Details
6
35 Photos
HIDDEN LAKE DR SE Owens Cross Roads AL 35763 Foreclosures 5 5 $352,900.00 Details
About our Listings

How to Buy Owens Cross Roads Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Owens Cross Roads, AL starts with finding listings. By browsing Owens Cross Roads foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Owens Cross Roads, AL.

>> See more info about how to Buy foreclosures

How to Invest in Owens Cross Roads Foreclosures

How to invest foreclosure

Owens Cross Roads foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Owens Cross Roads real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Owens Cross Roads foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Owens Cross Roads foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Owens Cross Roads

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Owens Cross Roads will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Owens Cross Roads, AL. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Owens Cross Roads apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Alabama Foreclosure Laws

Foreclosure law

Alabama real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in Owens Cross Roads have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are Owens Cross Roads REO properties.

Owens Cross Roads Banks Foreclosures

Bank Foreclosure

Owens Cross Roads bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Owens Cross Roads, AL are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Owens Cross Roads bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Owens Cross Roads Alabama to be similar to buying from an agent. Check our Owens Cross Roads bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Owens Cross Roads Government Foreclosures

Government Foreclosure

Owens Cross Roads Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Owens Cross Roads AL are another popular type of foreclosure, as are VA foreclosures in Owens Cross Roads, which are available from the Veterans Affairs Department for especially great deals. Check our Owens Cross Roads government foreclosure listings.

>> See more info about govermment foreclosures

Owens Cross Roads Pre-Foreclosures

Foreclosure

PreForeclosures in Owens Cross Roads are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Owens Cross Roads Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Owens Cross Roads Foreclosure Auctions

Foreclosure Auction

Most Owens Cross Roads foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Owens Cross Roads, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Owens Cross Roads, AL. We offer a comprehensive Owens Cross Roads foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Owens Cross Roads, Alabama

Find Home Foreclosure Listings in Owens Cross Roads, AL

Owens Cross Roads foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Owens Cross Roads, AL and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Owens Cross Roads Alabama, best affordable foreclosure condo in Owens Cross Roads, cheap apartments for sale, bargain foreclosed homes for sale in Owens Cross Roads, AL and earn huge savings on the homes YOU want to buy!

Our Owens Cross Roads Foreclosure Lists

You can find Owens Cross Roads foreclosure homes for sale which you can buy for living or investment. Simply click through our Owens Cross Roads foreclosure home listings to find government foreclosures and bank owned homes in Owens Cross Roads area. If you're searching for a deep discount or low prices on real estate then searching our Owens Cross Roads foreclosure lists for homes foreclosure for sale or short sale listing in Owens Cross Roads is your answer. Our up-to-date Owens Cross Roads short sale listings provide the latest investing opportunities on affordable Owens Cross Roads bank owned property listings, government pre foreclosure lists, Owens Cross Roads banrkuptcy homes and Owens Cross Roads HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Owens Cross Roads, you should have little trouble finding the cheapest deal on a foreclosed home in Owens Cross Roads, Alabama.

You can also search New Market foreclosure listings and Toney foreclosure listings for more properties in the neighboring area.



Owens Cross Roads, AL

As of 2011, Owens Cross Roads's population is 1,308 people. Since 2000, it has had a population growth of 16. 37 percent. The median home cost in Owens Cross Roads is $130,000. Home appreciation the last year has been -2. 17 percent. Compared to the rest of the country, Owens Cross Roads's cost of living is 8. 70% Lower than the U. S. average. Owens Cross Roads public schools spend $4,510 per student. The average school expenditure in the U. S. is $5,678. There are about 16. 1 students per teacher in Owens Cross Roads. The unemployment rate in Owens Cross Roads is 7. 50 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Owens Cross Roads jobs have Increased by 0. 90 percent. Average Commute time is 30 minutes. The National Average is 28 minutes.

Peopleowens-cross-roads, alUS
Population1,308307,829,557
Pop Density16987
Pop Change16.37%9.34%
Median Age38.236.6
Households518116,329,167
Household Size2.52.58
Male Population49.85%49.31%
Female Population50.15%50.69%
Married Population52.80%47.15%
Single Population47.20%52.85%
Estimated Households By Household Incomeowens-cross-roads, alUS
Income Less Than 15k10.44%12.10%
Income Between 15k And 25k15.86%10.18%
Income Between 25k And 35k12.57%10.56%
Income Between 35k And 50k14.70%14.98%
Income Between 50k And 75k22.05%19.53%
Income Between 75k And 100k13.54%12.52%
Income Between 100k And 150k6.96%12.14%
Income Between 150k And 250k1.93%3.91%
Income Between 250k And 500k1.55%3.34%
Income Greater Than 500k0.39%0.75%
Economyowens-cross-roads, alUS
Unemployment Rate7.50%9.10%
Recent Job Growth0.90%-0.12%
Future Job Growth34.30%31.25%
Sales Taxes8.00%6.80%
Income Taxes5.00%6.25%
Income Per Cap$23,314$27,067
Household Income$46,377$52,954
Housingowens-cross-roads, alUS
Median Home Age23.935.1
Median Home Cost$130,000$175,100
Home Appreciation-2.17%-3.15%
Homes Owned73.57%59.90%
Housing Vacant10.09%10.37%
Homes Rented16.35%29.73%
Property Tax Rate$4.02$11.20
Owner Occupied Housing Units By Valueowens-cross-roads, alUS
Less Than 20k4.49%2.65%
20k To 3999911.35%3.76%
40k To 599994.26%4.99%
60k To 799996.86%6.01%
80k To 999997.57%7.27%
100k To 14999934.99%19.24%
150k To 19999911.82%14.67%
200k To 29999912.29%18.09%
300k To 3999993.31%9.14%
400k To 4999992.36%4.94%
500k To 7499990.71%5.42%
750k To 9999990.00%2.03%
1kk Or More0.00%1.77%
Educationowens-cross-roads, alUS
School Expend$4,510$5,678
Pupil Teacher Ratio16.114.9
Students Per Librarian410803
Students Per Counselor378513
2 Yr College Grad5.78%7.47%
4 Yr College Grad6.71%17.42%
Graduate Degrees4.98%10.12%
High School Grads76.08%84.72%
Crimeowens-cross-roads, alUS
Violent Crime34
Property Crime34
Housing Units By Year Structure Builtowens-cross-roads, alUS
1999 To 200522.96%13.71%
1995 To 19987.61%8.54%
1990 To 199412.04%5.77%
1980 To 198917.22%13.87%
1970 To 197911.13%16.17%
1960 To 196912.17%11.70%
1950 To 19598.87%11.08%
1940 To 19495.04%6.02%
1939 Or Earlier2.96%13.15%

Table Information